Meet your new personal banker

With your consent, Quartz connects securely to banks via regulated Open Banking APIs or other providers via API or secure web-view flows. We never hold your login credentials and only access the data you choose to share. Quartz complies with UK GDPR, the Data Protection Act 2018, and is registered with the Financial Conduct Authority as an Account Information Services Provider. For Open Banking connection, Quartz utilises Yapily as its technology provider. You can withdraw consent or delete your data at any time.

Coverage grows every month. Automatic connections currently include: Banks and savings (UK Open Banking): Bank of Ireland, Bank of Scotland, Barclays, Chase, Danske Bank, First Direct, Halifax, HSBC, Lloyds, Monzo, M&S Bank, Nationwide, NatWest, Revolut, RBS, Santander, Starling, Tesco Bank, Ulster Bank and Wise. Investment platforms: AJ Bell, DEGIRO, eToro, Fidelity, Freetrade, Hargreaves Lansdown, Interactive Investor, Interactive Brokers, Lightyear, Trading 212 and Vanguard. Pensions: Aviva, Legal & General, NEST, Scottish Widows and Standard Life. Crypto: Coinbase. Anything else can be added manually and sits alongside your connected accounts.

You can add it yourself. Quartz lets you enter holdings and/or transactions manually for any institution. Manually added assets appear in the same views as connected ones, so your net worth is always complete and up to date.

Most trackers only look at today's balance. Quartz imports your full transaction history from the day you opened each account, so it can calculate your true return and show what actually drove it: market moves, fees, currency, income and inflation. You can view performance since you first invested or over a day, week, month, year to date, one year or five years, for your whole portfolio, a single account or a single asset class.

Not at this stage. Quartz does not currently support executing trades, or making investments directly. Our focus is delivering an intelligent, consolidated, and secure dashboard to track and optimize your net worth and accounts you already hold across other institutions.

Quartz turns your connected accounts into plain-English answers about your own money: your real return after fees and currency, what you pay across every platform and pension in pounds, how your wealth is spread and where it is concentrated, and the news, dividends and rule changes that affect holdings you actually own. Ask anything in the moment, from your dollar exposure to your most expensive fund.

No. Quartz is not a financial adviser and does not make personal recommendations about what to buy, sell or hold. Charlie gives you guidance and insights about your net worth, such as your returns, the fees you are paying, how your wealth is allocated and what’s affecting your holdings, so you can make better-informed decisions yourself or take a clearer picture to a regulated adviser. Unlike a general chatbot, Charlie works from your actual accounts rather than from what you type in.